Everyone and their mothers are still getting introduced to this “business” so I had to do an Ameriplan review of my own just to give my two cents.
Is Ameriplan a scam?
Is it legit?
Is it your ticket to financial freedom?
The questions can go on and on about this but ultimately the final decision will be up to you and no one else. As long as you know what you’re getting yourself into, there shouldn’t be any complaints.
Within this review I want to explain what it is exactly that you will be getting yourself into as well as my ultimate opinion on whether or not I think you should join.
I am not a member, so you won’t be getting a big promotion from me here, but rather an honest opinion of what most may consider another pyramid type scheme.
Owners: Dennis & Daniel Bloom
Price: $24.95/month – $150/month + $25 BC fee
Overall Rating: 2.1/5 stars
Based out of Plano Texas, Ameriplan is the product of brothers Dennis and Daniel Bloom. It was founded in 1992 and is currently active in the network marketing industry.
What is Ameriplan?
Multilevel marketing. It is what most people would consider your typical pyramid scheme style of business, which is something that comes with the territory.
It is a recruiting based business which falls in the lotions and potions category. They offer DISCOUNTS on medical and dental related products and they are not an insurance company.
Who This is For
This is actually great for anyone who requires a lot of medical services and prescriptions that your insurance providers don’t cover.
I would say this is also for those of you who don’t have insurance, but with a monthly fee, I think you’re better off getting an actual insurance provide, depending on your needs of course.
Ultimately, this is for those of you that are looking to do some type of network marketing business. You are the type that is comfortable with talking to people and are looking to do some networking of your own.
It comes with a bunch of different products, which range from dental care, all the way to discounts on computers and internet service.
Some I found to be decent, but others I find as a way to just have more products. I mean, dental care and internet? They just don’t go hand in hand.
I’m used to having one niche on one site, but I guess they want to be some type of jack of all trades type site. Hey, to each his own.
1.) Ameriplan Dental Plus – This is going to cost you $24.95 per month, but this covers your entire household and gives you immediate savings on
- Chiropractic services
2.) Ameriplan MED Plus – Same price as the dental plan and also covers your entire household. However, this one comes with different products
- Prescription savings
- Ancillary services
- Hospital advocacy
3.) Ameriplan Deluxe Plus – Cost is $39.95 per month and also covers your entire family.
- Combines Dental and MED
Remember now, this is just for the products. To become a Benefit Consultant [BC (not IBO)] you will need to pay the $24.95 annual fee.
This allows you to get your website as well as unlimited access to your BC back office for 12 months.
* This is not an insurance plan!
The Ameriplan Business and Compensation Plan
Now that you’ve seen the products, you might be interested in doing business with this company. Yup, there’s more to pay on top of your monthly product subscription.
There are sever price points with the Ameriplan business but you can get started for as low as $50 a month. Now the price also can go as high as $150 a month, which is the ultimate goal for you and other IBO’s.
- Platinum Plus – This is going to cost you $50, but it also gives you the chance to earn 20% commissions from the people that you bring into the company.
- Total Platinum – This is a $75 a month plan, that gives you the chance to make 30% off the people you personally bring into the company.
- Platinum Freedom Pass – This bad boy is going to cost you $150 per month and gives you the highest commission percentage of 40%.
Just like any other multilevel marketing business out there, Ameriplan has theirs. As you can see, it goes 5 levels down, which mens that you can earn money from people that other people refer.
This is also why they refer to these types of businesses as “pyramid schemes”. Now some are flat out scams, but these guys have been around for 20 years + for a reason.
There are Actually 2 Ways to Make Money With Ameriplan
Of course you can make some commissions by getting people to join you, but do know that you can also just sell the products by itself.
So if you think you can sell healthcare and dental packages, go for it. Or, you can always do both. Sell the packages and get people to join you to do the same thing you just did.
Is There Support With Ameriplan?
You can expect to get the help from the person that brought you here in the first place or you can head over to the FAQs that cover the most common questions people may have.
So yes, there is support, but not the best. When it comes to MLM, this is how it usually is so don’t expect to have access to the owners of the company.
Tools & Training
Upon joining, you get access to your back office where you can also get the link to your personal Ameriplan website.
As a member, you will learn to post an ad on sites like Craigs List to promote the business. From there, you will be able to contact them and give them more information on the program.
There are several training videos as well as phone scripts in your back office that will help you with this part of the business.
You can also jump on training calls every Tuesday at 8pm Eastern Standard time. Other than that, this is all you get as far as tools and training is concerned.
Pros & Cons
- Can make you money
- Has actual products
- Commissions are fair
- Been around for a really long time
- Recruiting driven
- Is based on your pyramid style business
- Outdated website
- Partners for discounts aren’t easy to find
- A lot of negative reviews
- Support is bleh
So is Ameriplan a Scam?
I’m going to have to say no. Some of you may disagree, but you can’t call something a scam that has actual products and has been around for more than two decades.
Now whether or not I recommend this to you is a different story. There aren’t many opportunities for regular people to make money online and it’s sad to say that this is just one of the few.
If it wasn’t for programs like the Wealthy Affiliate, I probably would still be trying to push out the latest and greatest network marketing business opportunity.
I simply introduce the app to people (like I would any other app) and then they just play like they normally would. Now if they buy something it gives me the chance to make money rather than it just going straight to the owners. Not a bad deal huh?
Well this is just one of those things that I figured I at least need to try rather than just blow it off like one of the thousands of MLM “opportunities” out there.
What I Recommend
There are many (and I mean many) multilevel marketing gigs out there and I have tried a bunch of them. I used to think that MLM was the only way for me to get out of the rat race, until I found an actual way for me to create my own.
Yup, I created my own online business and I work from home full-time. I don’t recruit a single person and I don’t have to scare my friends and family away anymore.
Click here to see the same exact program that I use to make money from home. It is not the only way, but it is the best way in my opinion.
What I Really Think
Like I said many times in this article, there are only a few ways to make money from home and Ameriplan is one of them.
They have a solid reputation regardless of the many complaints they have. Every single MLM will have negativity and that’s just part of the game.
So if you think you’re the next best recruiter, this might be for you. If you think you can get people to join you in this next business venture, this might be for you.
In the end, you will need to make the final decision here. You know exactly what you are getting yourself into up to this point, so now you can get back to whoever introduced this to you and tell them what you think.
Thanks for reading my review and I hope you have all the information you need before pulling the trigger. Now you tell me…Is Ameriplan right for you?
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